Services & Pricing

Comprehensive financial education tailored to your needs

We offer a range of services designed to meet you wherever you are in your financial journey. Whether you prefer learning in a group setting or need personalised attention, there's an option that fits your style and budget.

Individual Consultations

Initial Financial Assessment

£85

A comprehensive 90-minute session to evaluate your current financial position. We review income, expenses, debts, and savings to create a clear picture of where you stand and identify immediate opportunities for improvement.

Complete financial snapshot
Personalised priority recommendations
Written summary and action points

Budget Development Session

£65

A focused 60-minute consultation to build a realistic, sustainable budget. We work through your actual spending patterns and create a framework that balances your needs, wants, and financial goals.

Expense categorisation and analysis
Customised budget template
Tracking system recommendations

Debt Strategy Consultation

£75

A 75-minute deep dive into your debt situation. We analyse interest rates, payment schedules, and repayment options to create an optimised payoff strategy. Includes guidance on creditor communication when relevant.

Debt inventory and prioritisation
Repayment timeline projections
Interest reduction strategies

Retirement Planning Review

£120

A thorough 2-hour session examining your retirement preparedness. We review pension provisions, calculate projected income, and discuss strategies to close any gaps between your current trajectory and desired retirement lifestyle.

State pension forecast analysis
Private pension review
Retirement income projections
Gap analysis and recommendations

Investment Foundations Session

£90

A 90-minute educational session covering investment basics. We explain asset classes, risk profiles, and common investment vehicles including ISAs and pensions. Designed to give you confidence in understanding investment options, not to recommend specific products.

Investment terminology demystified
Risk tolerance discussion
Account type comparisons

Follow-Up Session

£50

A 45-minute check-in for existing clients. Review progress, address new questions, and adjust strategies as your circumstances evolve. Available to anyone who has completed an initial consultation or workshop.

Progress review
Strategy adjustments
New question resolution

Group Workshops

Our workshops combine structured learning with peer discussion. Groups are kept small to ensure personalised attention within a supportive environment.

Budgeting Basics

£35 per person

3 hours Max 12 participants

Master the fundamentals of personal budgeting. Learn to track expenses, identify spending leaks, and create a budget that actually works for your lifestyle.

Debt Freedom Roadmap

£40 per person

3.5 hours Max 10 participants

Strategies for tackling debt efficiently. Compare avalanche vs. snowball methods, learn creditor negotiation basics, and develop a personalised payoff timeline.

Retirement Reality Check

£45 per person

4 hours Max 10 participants

Understand pensions, state benefits, and retirement planning essentials. Calculate what you'll need and learn strategies to get there.

Investing 101

£45 per person

4 hours Max 12 participants

Demystify the investment world. Learn about stocks, bonds, funds, and how to evaluate investment options based on your goals and risk tolerance.

Couples & Money

£60 per couple

3 hours Max 6 couples

Navigate financial partnership successfully. Discuss joint vs. separate accounts, align on goals, and develop communication strategies around money.

First Salary Foundations

£25 per person

2.5 hours Max 15 participants

Essential money skills for new earners. Understand payslips, tax codes, workplace pensions, and how to build good habits from day one.

Comprehensive Packages

Financial Foundations

£195 Save £30

Ideal for those starting their financial education journey. Includes initial assessment plus two follow-up sessions over three months.

Initial Financial Assessment (£85 value)
Budget Development Session (£65 value)
Follow-Up Session (£50 value)
Email support between sessions

Complete Financial Review

£325 Save £65

A thorough examination of all aspects of your finances with ongoing support. Recommended for those seeking comprehensive improvement.

Initial Financial Assessment (£85 value)
Budget Development Session (£65 value)
Debt Strategy Consultation (£75 value)
Retirement Planning Review (£120 value)
Two Follow-Up Sessions (£100 value)
Priority email support for 6 months

Retirement Focus

£250 Save £35

Concentrated support for those approaching or planning retirement. Includes detailed pension analysis and lifestyle planning.

Retirement Planning Review (£120 value)
Investment Foundations Session (£90 value)
Two Follow-Up Sessions (£100 value)
Retirement income calculator access

Why Choose Us

No Product Sales

We don't sell financial products or earn commissions. Our only interest is your understanding and success.

Flexible Scheduling

Evening and weekend appointments available. We work around your schedule, not the other way around.

Experienced Team

Combined fifty years of experience in financial education, debt counselling, and retirement planning.

Local Focus

We understand the Newcastle economy, housing market, and regional employment landscape.

How It Works

Choose Your Service

Select the consultation, workshop, or package that matches your needs and goals.

Book Your Session

Take Action

Apply what you learn with our ongoing support. Follow-up sessions keep you on track.

Service Questions

Can I get a refund if the service doesn't meet my expectations?

We offer a satisfaction guarantee on all individual consultations. If you don't find value in our session, let us know within 48 hours and we'll refund your payment in full. Workshops are non-refundable but transferable to a future date with 72 hours notice.

Do you offer virtual sessions?

Yes, all individual consultations are available via video call. Some workshops run as virtual sessions; check our schedule for upcoming online options. Virtual sessions are conducted through secure video conferencing with screen sharing for document review.

What payment methods do you accept?

We accept bank transfers, debit cards, and credit cards. Payment is due at the time of booking for workshops and packages. Individual consultations can be paid on the day. We also offer payment plans for packages.

Is there a discount for multiple family members?

Yes. When family members book consultations together, the second person receives a 20% discount. For workshops, groups of three or more from the same family receive 15% off each ticket. Contact us to arrange family pricing.

Do you offer reduced rates for those on limited incomes?

We believe financial education should be accessible to everyone. We offer sliding scale pricing based on income and occasionally run free community workshops. If cost is a barrier, please get in touch to discuss options.

Ready to Get Started?

Take the first step toward financial confidence. Contact us to discuss which service is right for you or to book your session.